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Your first home loan, sorted.

Buying your first home is a big deal. It's exciting, life-changing, and a little nerve-wracking.

With all the different options, fine print, and paperwork, it's easy to feel overwhelmed—but the right partner will have you sailing through. At APX Mortgages, we take the time to listen, clarify the process, and ensure your home loan is made to measure.

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Making the home-buying journey easier

We get it—you don't buy a home every day. But we do. And we know exactly how to simplify the process so you can focus on the exciting part: getting the keys to your own place.

We take the time to understand your financial situation, answer your questions, and find the best loan options for you.

Here's what you can expect with us:

  • Personalised advice that makes sense for your situation

  • Access to a wide range of banks and lenders, so you're not stuck with just one option

  • A step-by-step game plan to get you from pre-approval to moving in

  • A friendly team that actually cares about your homeownership dreams

  • You don't need to navigate this journey alone. We've got your back every step of the way.

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The joy of walking into your own home

Blessed to have helped over 45 Clients into their First Homes last year

What drives us

Blessed to have helped over 45 Clients into their First Homes last year

First home loan FAQs

  • The short answer: It depends. You'll generally need a 20% deposit to buy your first home, but the more you can put in, the better your loan terms could be.

     

    The great news is, as a first home buyer, you may be eligible for a First Home Grant, and if you are a KiwiSaver contributor, you may be able to withdraw your KiwiSaver to help with the deposit.

     

    We'll help you figure out the best approach for your budget.

  • Yes! There are grants, schemes, and even KiwiSaver options that could help. We'll talk you through what you qualify for and how to apply.

  • Not a deal-breaker. Some lenders are more flexible than others. We'll assess your situation and connect you with the right options.

  • Get in touch using the form below. A quick conversation is all it takes to get you on the right track. No pressure, just clear guidance.

  • The short answer: It depends. You'll generally need a 20% deposit to buy your first home, but the more you can put in, the better your loan terms could be.

     

    The great news is, as a first home buyer, you may be eligible for a First Home Grant, and if you are a KiwiSaver contributor, you may be able to withdraw your KiwiSaver to help with the deposit.

     

    We'll help you figure out the best approach for your budget.

  • Yes! There are grants, schemes, and even KiwiSaver options that could help. We'll talk you through what you qualify for and how to apply.

  • Get in touch using the form below. A quick conversation is all it takes to get you on the right track. No pressure, just clear guidance.

  • Not a deal-breaker. Some lenders are more flexible than others. We'll assess your situation and connect you with the right options.

The joy of walking into your own home

Blessed to have helped over 45 Clients into their First Homes last year

Let's get you into your first home

Isn't it time for your business to reach its apex? Your greatest success is just around the corner.

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